Professional Overview
AI-driven executive with 19+ years across European banking, fintech and credit markets. Expert in embedding AI/ML and advanced analytics into risk, operations and investment strategy, with proven experience in predictive modelling, AI governance, automated decision systems and enterprise transformation across 20+ markets.
Experience
AI Expertise
Skills
Employment Type
Description of Responsibilities
- Group-wide operational governance architecture
- Group Allocation of Cost to Collect methodology
- Business continuity acitivities
- Owner of internal audit activities, preparing entities for NPL licence
Key Achievements / KPIs
- reduce overall Cost to Collect by 4% Group-wide, and up to 30% in key units
- increase payment rates by 20% while significantly reducing re-default rates
- obtain NPL licence in 10 entities
AI Expertise
Skills
Employment Type
Description of Responsibilities
- founded & lead a consulting firm specializing in risk strategy, NPL investments
- advice on portfolio strategy, regulatory compliance, and governance framework
- design and implement risk and investment frameworks
- design AI governance framework and AI implementation guidelines
AI Expertise
Skills
Employment Type
Description of Responsibilities
- AI & ML modelling, ICAAP/ILAAP, RWA and EC calculations and optimization
- developed and implemented risk-based pricing methodology
- Macroeconomic Stress Testing, Risk Based Pricing, Credit approval processes
- model risk management, validation, and monitoring of credit models
Key Achievements / KPIs
- decreased capital requirements by 2.3 mln EUR
- obtained IRB-approach license in Croatia and Serbia
Education
Field of Study: Sustainable Finance
Field of Study: Strategic Management - AI adoption in financial institutions
Field of Study: Banking and Finance
Areas of Expertise
Data Science & Analytics
Extract business insights from raw data using statistical modelling, predictive analytics, A/B testing, and interactive dashboards.
AI Product & Strategy
Translate AI capabilities into product roadmaps, define success metrics, and drive adoption across engineering and business teams.
AI Business, Marketing & Strategy
Apply AI to marketing automation, content generation, customer segmentation, and revenue growth strategies.