Professional Overview
Data scientist and risk modeler with 9+ years of experience spinning data into models that move money —across fintechs, banks, insurance and market research. I've built credit scoring models, delivered loss provisioning solutions, challanged IRB models and pushed code to prod.
Experience
AI Expertise
Skills
Employment Type
Description of Responsibilities
- Built credit card scoring models to push portfolio default rates where the busin
- Reworked ECL models, quantified the P&L impact, and took it to management
- Tore into IRB models as part of independent validation—assumptions, methodology,
- Put a number on how harmonizing default definitions would move observed default
AI Expertise
Skills
Employment Type
Description of Responsibilities
- Killed the legacy scorecards for Cox survival models. Wrote them in Julia/R and
- Owned IFRS 9 model and reporting engine. Delivered pro forma ECL estimates for a
- Automated AML/KYC reporting and got involved wherever the problems were—risk, op
AI Expertise
Skills
Employment Type
Description of Responsibilities
- Integrated IFRS 9 models into SAP S/4HANA with R + SQL
- Saved tens of millions in provisions by redesigning PD calibration logic
- Tamed ECL volatility with better macroeconomic forecasting
Education
Field of Study: Math
Field of Study: Math
Areas of Expertise
Data Science & Analytics
Extract business insights from raw data using statistical modelling, predictive analytics, A/B testing, and interactive dashboards.
MLOps & AI Infrastructure
Architect scalable ML infrastructure — CI/CD for ML, model versioning, experiment tracking, monitoring, and cloud deployment on AWS, GCP, or Azure.