Product Manager

About Figure

Figure Technology Solutions, Inc. (Nasdaq: FIGR; OPEN: FGRS) is the leading blockchain-native capital marketplace for the origination, funding, sale and trading of tokenized assets. More than 480 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $30 billion of loans to date, among other products. The fastest growing components are Figure Connect, its credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, a yield-bearing stablecoin registered with the SEC as a security under the Securities Act of 1933.

Figure is the market leader in real-world asset (RWA) tokenization. The company has received triple-A ratings ratings from S&P and Moody’s on multiple loan securitizations, the first of its kind for blockchain finance.

We’re proud to be recognized as one of Forbes’ Top 50 Fintech Companies and CNBC’s World’s Top Fintech Companies.

About the Role

We’re looking for a Product Manager to join our growing team! As Product Manager, you’ll own the systems that keep our loans running after they close: servicing, payments and money movement, valuations, and the vendor integrations behind them. Our internal teams (Servicing, Treasury, Capital Markets, and Operations) are your customers, and the borrowers they serve feel every improvement you ship. You’ll own end-to-end execution across several products at once, work independently day to day, and partner with product leadership on the broader roadmap.

What You’ll Do

• Own the back office: drive products that move real money and real loans, such as borrower payments, bank account verification, appraisals and inspections, and the data feeds our capital and servicing partners depend on
• Execute end-to-end: take projects from early conception through design, development, launch, and post-launch measurement
• Find where automation and AI can take manual work off our operations teams, and where a simpler software fix is the better answer
• Collaborate with a dedicated engineering team, driving requirements and engineering prioritization
• Manage multiple products in different phases of their lifecycle in parallel, from new integrations to keep-the-lights-on improvements
• Turn internal and borrower pain points into a prioritized roadmap, balance new initiatives with production support and operational improvements, and keep a live, refined backlog
• Partner with Treasury and engineering on bank and payment integrations (ACH, wires, account verification), and with vendors on appraisal, inspection, insurance, and servicing data feeds, with close attention to detail since a small mistake means a bounced payment or money movement issue
• Triage production support issues to tell real bugs from expected behavior, find the root cause, and turn recurring manual workarounds into product improvements
• Identify where AI meaningfully beats traditional software for our operations teams, and navigate edge cases, accuracy, and adoption
• Use data to size problems, model ROI, and define and track success metrics for your areas, including operational metrics such as automation rates, error rates, and time saved
• Lead Servicing, Treasury, Capital Markets, Compliance, and Operations stakeholders toward a shared roadmap, and communicate decisions and tradeoffs clearly

What We Look For

• 2 to 4 years of relevant experience in product management or a related field, with multiple release cycles and product lifecycles completed as a PM
• Good understanding of lending, real estate, and industry dynamics, with experience in loan servicing, payments, or financial operations a strong plus
• Technical fluency: comfortable working closely with engineers on integrations, data models, and APIs, and able to read data well enough to answer your own questions
• Solid grasp of foundational AI concepts, and the judgment to know when (and when not) to apply them
• Strong strategic thinking, data analysis, and prioritization, with good judgment on tradeoffs, especially between new work and operational risk
• Excellent communication and stakeholder management, including with non-technical operations teams
• Ability to work fully independently on most day-to-day responsibilities, while taking guidance on high-level strategic roadmaps
• Experience with loan servicing systems, payment rails (ACH and wire), bank APIs, or vendor integrations (preferred)
• Experience working at a fast-growing startup, especially in FinTech or PropTech (preferred)
• Experience defining success metrics for automation, machine learning, or generative AI features (preferred)
• Experience vibe coding your own projects or for work (preferred)
• Adhere to all company security policies and data handling procedures.
• Complete mandatory security awareness training within required timeframes.
• Promptly report any suspected security incidents or suspicious activity to the Security team.

A technical degree (CS, EE, and so on) or equivalent work experience in a product development-driven environment (preferred)

Salary

• Base Compensation Range: $114,400 - $160,000/yr
• 25% annual bonus target, paid quarterly
• Company equity in the form of RSUs

This is the compensation range for the role in the United States. Actual compensation may vary based on a candidate’s experience, skills, location, internal equity, and evolving business needs. While most offers are generally made within the middle of the range, final compensation is determined based on the factors above.

Benefits

• Comprehensive medical, dental, and vision coverage, with 100% employer-paid premiums for employees and their dependents on select plans
  Company HSA, FSA, Dependent Care FSA, 401(k), and commuter benefits
  Employer-paid life and disability insurance
  11 observed holidays and PTO plan
  Up to 12 weeks of paid family leave
  Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire.

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